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Ant's services use big data analysis to pinpoint needs and automatically evaluate risks before giving out loans. Bad loan ratio of its Jiebei online small loan service stands below 1 percent, which is significantly lower than the 30 to 50 percent industry average, she said.

Anne Gerritsen, professor of Chinese history at the University of Warwick, and chair of Asian Art, Leiden University, said the return of the relics is an "important moment."

Apart from blazing the trail of reform in finance and trade, the Shanghai FTZ is tasked by central authorities with exploring reforms that simplify market entry for domestic and foreign investors and strengthening supervision.

Annamaria Lusardi, chair of the financial literacy expert group that designed the financial literacy portion of the assessment, said that it was "critically important" to measure students' financial skills.

Another survivor, Yu Changxiang, 91, said his father was killed, but his body was never found.